If you live in or around Parramatta or you are intending to move there in the near future, perhaps in the hope of buying your first property then you will need a little help along the way. For most people the funding is going to be the first hurdle to overcome, once your funding is sorted out, then it should be pretty plain sailing from that point forward, that is of course assuming that you have the right help along the way. An example of a typical house buyer’s checklist will probably help;

  1. Can you afford a property right now?

First things first, you need to assess whether you can actually afford to buy the property. For example, there are a few things that might end up costing you more money than you expected. If you can answer the below questions comfortably then now is probably the right time to proceed.

  • Can you afford the repayments and all of the utility bills?
  • Are there going to be any additional costs, for example, does the property need repairs?
  • If you’re in a relationship, then it’s important to communicate with your partner, how do they feel and are you both ready to make a move?
  1. Financial planning

Some people are very fortunate and they have family or friends that can help them either          purchase the property or give them a deposit in order to secure a mortgage. However, for most people they will need to save and this may take some time.

If you do have a good credit rating and a large deposit then, hire a solicitor for buying a house in Parramatta and get things moving, you might find you get a lower rate of interest which means that overall, the property will cost you less, you may even be able to pay for the property over a shorter period of time than usual.

  1. Does it make sense to move?

After weighing up all of your options including the deposit and the amount of interest that you will pay as well as things like starting a new life in a new area which can be hard work especially if you have children, you may be having second thoughts.

To conclude

The main things to consider are, finances and Affordability, as well as making sure that everybody is happy and comfortable if they are not then you need to rethink things. If they are and you can afford the move, then happy days, you are looking to purchase one of the best possible investments known to man.

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